For independent insurance agencies in Connecticut

Your team is buried.
Build them help that never sleeps.

Custom AI agents built for your agency's specific pain points. Not a chatbot. Not a SaaS. A 24/7 operational layer that captures leads, retains renewals, and handles certificates — so your producers can sell.

See how it works ↓
agent.runtimeLIVE · 12 agents online
[6:12pm]agent.lead_intakenew lead captured — auto inquiry
[6:14pm]agent.lead_intakeprospect qualified, producer notified
[7:08pm]agent.coi_intakecertificate issued in 3.2s — Rivera LLC
[7:45pm]agent.renewal_outreachersent 8 renewal emails
[8:22pm]agent.cross_sellbooked appointment — Nguyen, T
[8:47pm]agent.renewal_outreacherMartinez J flagged for producer review
[9:31pm]agent.coi_intakeACORD 25 generated — Coastal Construction
[10:04pm]agent.lead_intakeafter-hours inquiry captured — home + auto
_agents running 24/7 — no shift ends
0 hrs / wk

Wasted on manual work in the average agency

0%

Of after-hours calls go unanswered

0×

More likely to shop competitors if renewal contact slips 14+ days

0%

Of agencies plan to add AI in 12 months

0%

Actually using it strategically

$50K–$200K

In recoverable annual commission per agency

THE REALITY

Independent agencies are losing to inboxes that never close and renewals that never call back.

After 5pm, your phones go quiet. But your prospects don't. They call. They quote on Geico's site. By morning they're someone else's customer. Your top CSR spends a third of her week on COIs that produce zero new revenue. Your renewals shop on rate-increase emails you never had time to soften with a phone call. The work that drives the business is buried under the work that just keeps the lights on.

LEAD MISSED
7:43 PM

Auto insurance inquiry · went to voicemail

RENEWAL AT RISK
Martinez J

18% rate increase · no contact in 12 days

COI PENDING
Coastal Construction

Requested 2 days ago · deadline Mon 8am

WHY THIS ISN'T 'AI CHAT'

Chatbots answer questions. Agents take actions.

CHATBOT
Lives on one channel
Responds to questions
Stateless or shallow memory
Generic prompts
Hands off to a form
Replaces an FAQ page
AGENT
Phone, email, SMS, web
Books calendars, writes to your AMS, notifies your team
Persistent context, business rules, carrier appetite
Built on your scripts, your criteria, your carriers
Completes the workflow end-to-end
Replaces a CSR shift

“$49/month vs $1,500/month. Different category.”

OUR PROCESS

From friction to live agent in 30 days.

01

Pain Audit

A 45-minute conversation. 15 questions. We leave with a clear ROI hypothesis or we tell you straight that it's not a fit yet.

Free. No pitch. 45 minutes.
02

Scoped Build

We design and build a custom agent (or stack of agents) in your own isolated workspace. Discovery → build → shadow-mode pilot → go-live.

3 weeks from signed proposal to live agent.
03

Recurring Value

Your agent runs 24/7. We monitor, fix, and improve it monthly. Add new agents as new pain shows up.

$1,500–$3,500/mo retainer. 70%+ gross margin to us, 5–10× ROI to you.
WHAT YOUR AGENTS CAN DO

Pick your pain. We build the agent for it.

After-Hours Lead Intake

Picks up the phone after 5pm. Qualifies the lead, books a producer call, drops the prospect into your AMS — all before morning.

[6:47pm]Caller: “Hi I need auto insurance”
[6:47pm]Agent: “Happy to help. What's your zip code?”
[6:48pm] Agent: Lead captured → AMS ✓

Renewal Retention

Outreach at 60, 30, and 14 days pre-renewal. Email → SMS → outbound voice escalation. Books review calls with your producers automatically.

✉️
-60d
📱
-30d
📞
-14d

Certificate of Insurance (COI)

Reads the request, pulls the policy, generates the ACORD, sends to the certificate holder. 15-minute task becomes 3 minutes.

Cross-Sell on Existing Book

Identifies monoline auto customers who should have home, umbrella, life. Initiates the conversation, books the appointment.

Opportunity Found
Auto only → Home + Umbrella
Est. +$840/yr

Stale Lead Reactivation

Re-engages old quotes in your AMS. Pulls back the ones still in market. Pure found revenue.

To: Sarah Jenkins <sarah@example.com>
“Hi Sarah — we quoted you back in March. Still looking for coverage? Rates have shifted recently.”

Review & Referral Generation

After every positive interaction, the right ask at the right moment. Google reviews. Referrals. Compounded over a year.

Leave us a quick Google review?
⭐⭐⭐⭐⭐ Tap to review
BUILT FOR HOW YOU ACTUALLY OPERATE

Your data stays in your workspace. Your producers stay in charge.

A
B
C

ISOLATED PER AGENCY

Each client gets their own dedicated workspace. No shared infrastructure. No cross-client risk. Clean offboarding if you ever decide to leave.

NO QUOTING, NO BINDING, NO COVERAGE ADVICE

Agents handle intake, scheduling, document generation, and outreach. Quote and bind authority stays with your licensed producers. Compliance lines written into every workflow.

PROACTIVE FAILURE ALERTS

If anything breaks at any step, we know within seconds. Most fixes happen before you notice. Your operations stay running.

THE MATH

If your agency has $10M in premium, here's what's hiding in it.

Starting point: $1.2M annual commission · ~85% retention
+ 5pts retention improvement on renewals → +$60,000/yr
+ 5% cross-sell on existing book → +$20,000/yr
+ 18 captured after-hours leads/month → +$32,000/yr
− Agent retainer ($1,500–$3,500/mo) → −$30,000/yr

Net: $80,000+ in recovered annual commission

Real numbers from real agencies' books. Your math will be different — but the audit tells you exactly what's recoverable.

EARLY CLIENTS

What CT independent agencies are saying.

PILOT CLIENT

“[Pilot client testimonial — coming after launch]”

J.M.
Agency Principal
Connecticut Independent Agency
Case study in progress

This is a placeholder for an upcoming case study that will demonstrate the incredible ROI and operational improvements achieved.

Case study in progress

This is a placeholder for an upcoming case study that will demonstrate the incredible ROI and operational improvements achieved.

Your team has been carrying this alone.They shouldn't have to.

45 minutes. No pitch. We leave with a clear ROI hypothesis — or we tell you it's not a fit yet.

Free · 45 minutes

Connecticut independent agencies only